Let's talk insurance... - Page 4 - Honda Rebel 300 & 500 Forum
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post #31 of 38 (permalink) Old 03-09-2019, 12:42 PM
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What are you guys doing for insurance?

I just received a rather high quote from Progressive of $650/year. I'm a 32 year old male with a spotless record. Took the minimum liability and collision coverages w/ $500 deductibles. Still seems really high, considering my '05 Rebel 250 is only $100/year for the same coverage.

Live in California have a Rebel 300 with Allstate insurance and pay $108 a year full coverage with $500 deductible collision and $100 deductible for comprehension.

May be lower because I have 2 other bikes (3 total) and get muti vehicle discount, plus am 66 years old with good driving record. Total for all 3 bikes is $392 a year.

As long as I still get excited to go for a ride, I'll be riding. In the end it may be a moped, but I'll still be riding.

You only have today, go for a ride

Ride and be Free

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post #32 of 38 (permalink) Old 03-09-2019, 12:59 PM
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Quote:
Originally Posted by Elliott View Post
What are you guys doing for insurance?

I just received a rather high quote from Progressive of $650/year. I'm a 32 year old male with a spotless record. Took the minimum liability and collision coverages w/ $500 deductibles. Still seems really high, considering my '05 Rebel 250 is only $100/year for the same coverage.

Forgot to mention in last post, that when I was younger (30-50) the least expensive bike insurance I could find was Riders insurance. Always less than Progressive and other companies.

As long as I still get excited to go for a ride, I'll be riding. In the end it may be a moped, but I'll still be riding.

You only have today, go for a ride

Ride and be Free

2018 Rebel 300
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post #33 of 38 (permalink) Old 03-09-2019, 01:45 PM
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Originally Posted by Rebelstonewalljackson View Post
Are there permanent taxes for motorcycles in the USA? Different taxes in different states? How much?
I pay an excise tax on my bikes each year that goes to pay for road maintenance. It's calculated as a percentage of the original MSRP of the vehicle and everyone pays it at annual registration. It's quite a low amount for a 35 year old bike - around $12 a year. For a newer bike it gets expensive, several hundred dollars per year depending on the sales price.

Keith from Maine USA - Rebel R1
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post #34 of 38 (permalink) Old 03-09-2019, 02:16 PM
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I am with GIECO
Your current 12 month premium: $187.00
Bodily Injury Liability: $25.00, $15,000 per person/$30,000 per occurrence
Property Damage Liability: $17.00, $25,000 per occurrence
Uninsured Motorist & Underinsured Motorist: $79.00, $15,000 per person/$30,000 per occurrence
Comprehensive: $29.00, $50 Deductible
Uninsured Motorist Property Damage: $24.00, $3,500 per occurrence
Towing and Labor: $13.00, Non Deductible
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post #35 of 38 (permalink) Old 03-12-2019, 09:52 AM
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I'm using Dairlyand here in the US. I found them to be the most affordable.
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post #36 of 38 (permalink) Old 03-26-2019, 07:23 PM
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$362.76 for a 12 month premium from Progressive (Drive Insurance) with Roadside Assistance. I went through an insurance agent who put my details through a bunch of different companies. My insurance agent beat all the direct price quotes I got from each company I contacted directly. I'm 44 with a clean record. I got my car drivers license at 16 and motorcycle license at 20. I got a good driver discount but forgot to mention I took the MSF course to get that discount added. I doubt it would lower the premium much.
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post #37 of 38 (permalink) Old 06-04-2019, 04:30 PM
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Dairyland, $197 per year for full coverage.

Only a fool would attempt it, and God help me, I am that fool.

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post #38 of 38 (permalink) Old 07-27-2019, 12:47 AM
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I also have progressive ( AAA doesn’t offer motorcycle insurance, they write for progressive). I am 36, have a good record, have had my m1 license for about a week, and upped my minimum from the CA mandatory minimum of 15/30 to 50/100 and my premium was $255 a year. Stupid me, I didn’t even ask what the deductible was. I figured it probably wasn’t more than $1000
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